$1.75M Cash-Out Refinance

Lenders are active, but selective. Capital is deploying toward sponsors with clean stories, realistic underwriting, and well-prepared packages, and pausing everywhere else.

Term sheets come from spreadsheets. Closings come from relationships. Lenders stretch on proceeds, structure, and timing for sponsors and advisors they know and trust.

Most capital stacks are assembled one piece at a time, under deadline pressure. The stronger approach is designing the whole stack: senior, mezzanine, equity, before the first term sheet.